The Benefits of Having an Agent

There are certain occupations that carry a negative connotation.  We always seem to have a hard time trusting used car salespeople, lawyers, or politicians.  Sometimes these fears are valid.  Maybe you have experienced buying a used car only to have it fall apart on you a week later.  Maybe you voted for someone who then seemed to turn their backs on the very people that voted them in.  I myself have had a run-in with a lawyer that seemed more concerned about money than assisting one of my family members in a messy divorce.  How do you come back from that?

So, here’s the thing: insurance agents are sometimes grouped into the same category as those mentioned above.  Maybe some of these fears are valid.  Maybe you have had an experience similar to something described above.  I definitely do not want to dismiss these valid concerns.  However, we need to keep in mind that these incidences are few and far between.  We can’t allow a bad experience to ruin not only what would be a smart choice in getting life insurance, but also what could become a very great (and fruitful) relationship with a good agent.

Insurance agents are not only kind, honest and hardworking people most of the time, but also come with skills and knowledge that the savvy client can use to make the wisest choices in regards to their life insurance.

Let’s look at these points in greater detail.

To be an agent requires a great deal of dedication and motivation.  Agents find success through putting the needs of their clients first, always being available for their clients’ needs, and providing honest and informed suggestions.  Agents that lack in these skills usually do not remain agents for long.  I have heard agents describe their clients as though they were their extended family.  They understand the importance of having a strong and lasting bond with us, and truly looking out for our well-being.

On top of this, agents are a fountain of knowledge for insurance products.  Thanks to required trainings, licenses, and their own studies, they know these products inside and out.  Combining their knowledge with your needs allows them to help you make the best choices for you and yours.   Navigating the waters or financial security can be a tricky and confusing process.  These agents can help guide us through these waters to the results we want.  Why would we not take advantage of that?

A benefit that agents grant us that is often overlooked is agents stick by us for the long haul.  The process does not just end as soon as a policy is purchased.  The agents are always there to assist with any questions, concerns, or changes that come up.  These people can and do serve as your advocate, helping you get through every process from underwriting to filing a claim.

Agents truly are a great resource that all policyholders can have, but, truth be told, they’re not the only resource.  Behind every great agent is a great carrier.  Most carriers can also offer you many important services, such as customer services, claims processing, etc.  We here at Sentinel are always happy to speak with and assist our customers in any way that we can, and coordinate our efforts with our agents to make sure that all your needs are taken care of.

Life insurance is something that everyone needs to take seriously.  With that being the case, why wouldn’t you want to work with someone as described above?  Like we briefly covered before, agents can help guide us towards making the best choices we can when it comes to these important financial decisions, and in many cases can lead to lasting friendships.  Don’t go into such an important task without help.  Seek out an agent.  They can help you make the right choices.

Blog written by: Andrew Jordan, Creative Marketing Specialist II for Sentinel Security Life Insurance Co.